Last updated: August 2026
These Terms of Use govern your access to BonsaiHacks. By browsing this website you accept them. If you do not agree with any part of this document, please stop using the site.
1. Who operates this website
BonsaiHacks is operated by GNOMO DIGITAL SOLUÇÕES WEB LTDA, CNPJ 47.167.102/0001-60, Pedro Delmanto Sobrinho, 196 — Vila Maria, Botucatu — SP, CEP 18611-355, Brazil. Contact is available through our contact page.
2. Informative purpose only — no advice, no intermediation
All content published here is journalistic and educational. It does not constitute financial, credit, insurance, tax, legal or investment advice, a recommendation to contract any product, or an offer of credit.
- We are not a bank, a lender, a card issuer, an insurer, an insurance broker or a recruitment agency.
- We do not receive, analyse or forward applications, proposals, résumés or documents.
- We never charge readers, and we never ask for deposits, transfers, card numbers or passwords.
- We do not guarantee approval, credit limits, interest rates, benefits or hiring.
Any decision to contract a product or apply for a position is yours and must be based on the official information provided by the institution concerned.
3. Accuracy and updates
We work with the terms, fee tables and rules published by each institution at the time of writing. Financial and hiring conditions change frequently and without notice, so figures shown in an article may no longer be current. Always confirm rates, fees, requirements and deadlines on the official channel of the institution before signing anything. If you spot an error, tell us and we will review it.
4. Third-party links and advertising
Our articles and our advertising slots contain links to third parties. We do not control those websites and we are not responsible for their content, their practices or the products they offer. Advertising shown on this site is served by advertising networks and does not represent an endorsement by our editorial team.
5. Intellectual property
Texts, layout, brand and graphic elements of BonsaiHacks are protected by copyright and belong to the operating company or to its licensors. You may quote short excerpts for information or study purposes provided that you credit the source and add a link to the original page. Reproducing full articles, republishing them on other sites, or using our brand and layout without written authorisation is not permitted. Logos and trademarks of third parties mentioned in our guides belong to their respective owners and are used only to identify the product under discussion.
6. Acceptable use
You agree not to use this website to publish unlawful, offensive, misleading or fraudulent content, not to attempt unauthorised access to our systems, not to use automated tools that degrade the service, and not to collect data from the site for spam or scraping purposes. We may restrict access in the event of abuse.
7. Availability
We make reasonable efforts to keep the site online, but we do not guarantee uninterrupted availability. Maintenance, technical failures or events beyond our control may make the site temporarily unavailable.
8. Limitation of liability
To the extent permitted by applicable law, we are not liable for losses arising from decisions taken on the basis of our content, from the use of third-party websites reached through our links, from the unavailability of the site, or from conditions offered by any institution. Consumer rights granted by mandatory law are not affected by this clause.
9. Privacy
The processing of personal data on this website is described in our Privacy Policy, which is part of these Terms.
10. Changes
We may amend these Terms at any time. The version in force is always the one published on this page, identified by the date at the top.
11. Governing law and jurisdiction
These Terms are governed by the laws of the Federative Republic of Brazil. Any dispute shall be submitted to the courts of the district of Botucatu, State of São Paulo, without prejudice to the rules of jurisdiction that protect consumers in their place of domicile.