BonsaiHacks is an independent editorial project that explains money in plain English. We publish free guides about credit cards, personal loans, insurance and job openings for readers who want to understand a product before signing anything.
Who is behind this website
BonsaiHacks is published and maintained by GNOMO DIGITAL SOLUÇÕES WEB LTDA, a Brazilian company registered under CNPJ 47.167.102/0001-60, with registered office at Pedro Delmanto Sobrinho, 196 — Vila Maria, Botucatu — SP, CEP 18611-355, Brazil. The same company operates other consumer information portals in Portuguese and Spanish.
What we do — and what we do not do
We are a publisher, not a financial institution. We are not a bank, a lender, a card issuer, an insurance company or broker, and we are not a recruitment agency.
- We do not receive, review or forward applications of any kind.
- We do not ask for documents, bank details, card numbers or any payment.
- We do not charge readers for information: every guide on this site is free.
- We do not promise approval, credit limits or specific conditions — only the institution can decide that.
If anyone contacts you using our name and asks for money, a deposit or personal documents, treat it as fraudulent and please let us know.
How our guides are written
Every article starts from primary sources: the terms and conditions, fee tables and eligibility rules published by the institution itself. We then translate that into plain language, highlight the numbers that change your monthly budget and describe the exact steps of an application, including the reasons a request is usually refused.
Financial products change often. When an institution announces a new rate, fee or requirement, the affected guide is reviewed and the publication date is updated. If you find something out of date or incorrect, tell us and we will check it.
How the site is funded
BonsaiHacks is supported by advertising displayed around the content. Advertising never changes what we write: our editorial choices, our criticism of a product and the order in which we list options are made independently of any advertiser.
Talk to us
Questions, corrections, press or partnership requests are welcome through our contact page. You can also read our Privacy Policy and our Terms of Use.
Editorial notice: the content of this website is informative only and does not constitute financial, legal, tax or investment advice. Always confirm conditions on the official channel of the institution before making a decision.